Product Description

2 cd set: Budget Creator and Credit Repair Kit. ... Read more

Features

• Budget Creator helps you to create a smart budget that saves you time and money.
• Learn how to make money grow instead of vanish. Understand the secrets of how to develop a smart budget
• Credit Repair Kit gives expert advice on how to repair and rebuild your credit.
• Learn the secrets of maintaining good credit and repairing bad credit.

Product Description

A comprehensive software application designed to assist individuals in analyzing and making informed decisions about personal finances. This easy to use program includes many powerful finacial tools for all users levels. With a comprehensive help system and easy financial wizard to get you started! Mortgage calculations including advanced options such as lump-sum payments and re-financing options. Loan calculations and analysis tools. Bond calculations for annual, semi-annual and strip bonds. Savings calculators for a variety of "what if" and "how much?" sceanrios. Retirement planning model is an intuitive tool for helping reach retirement goals. Password protection will keep prying eyes from your work. Save and print calculations and much much more! ... Read more

Features

• Easy to use with comprehensive help files.
• REtirement planning models, bond calculations, loand and mortgage tools with advanced features.
• Advanced calculators for figuring present and future values of annuities, real estate and more.
• Links to important financial web sites, tips and information. A full glossary and much more!
• PC: Windows 95/98/ME/XP

Product Description

Photo Explosion® is the first product of its kind to deliver powerful photo editing features, spectacular special effects and professional-quality photo projects all together in one program. And Photo Explosion couldn’t be easier to use with many tools to easily capture your photos, organize them into on-screen albums and improve your photos with one-click SmartEnhance™ technology. Select from an enormous library of photo effects, frames, props, borders and more to achieve professional results every time. Then turn your photos into greeting cards, calendars, and other spectacular projects using thousands of ready-made designs. Even share them easily via email or as albums posted on the web.

Powerful Features that are Easy To Use

• Capture photos from digital cameras, scanners, photo CDs, and DV camcorders.
• Organize photos & multimedia files into on-screen albums.
• SmartEnhance Technology - improve your photos with one-click
• Cut out and clone portions of photographs
• 800+ Special Effects options Easily share photos via e-mail and create web projects with animations
• 4,000+ Photo Projects and high-resolution photographs

Features

• Capture photos from digital cameras, scanners, and photo CDs
• Extensive editing features including SmartEnhance technology
• Use automatic or advanced manual control for photo effects
• Create photo albums, greeting cards, Web sites, and more
• Special discounts from Club Photo on a variety of unique items

Reviews (5)

Happy with both product & delivery
I purchased Photo Explosion 1.0 and am very happy with the product.Contents are in order and function properly.I am extremely happy with the seller and the delivery time, from placing the order to receiving it was just one week.I would definitely order from haiyan04 again.

Could be any pic software worse than this.
There isn't worthless software than this I had came across. Microsoft Picture it is like 1000 times better than this.

A whole lot of fun.
I disagree with other reviews. Up until recently, I was using a computer with, believe it or not, Windows 95. With only 32MB ram. I had a need to be able to do image editing, and this program has much, much less of an intimidation factor. Once a person learns the "SmartSelect" function, they can cut out very clean, very neat images, transform them into "objects", and merge elements from other photos. Once a person gets the "hang" of using the various effects and selection tools, no one will even know you're not using Photoshop Elements.The best thing, the absolute best quality to this program is adding text, it makes it one of the easiest things to do, move it around, add shadows, color gradients, textures, etc, etc. It isn't for very, very serious artists, but for the average person or even a person who merely likes to play with their photos and share them, this is a absolute blast. Every picture I do is great fun, and never looks sloppy.

Theres better out there
I got this with high hopes and...well, I think I set my hopes too high. Maybe I expected too much.

I have only been getting into digital image editing in the past two years and this was the place I had picked to start from. I have a digital camera and scanner and use them both to get images to my computer and had hoped that this software would give me a great deal of choices in dealing with those images. Not so.

For one, the cloning tool is incredibly difficult to use. It is not intuitive (nothing in this program is) and often you have a hard time understanding where you are cloning from. The menu buttons with this tool, as with others, are set so far out of the way that they are not easily found (bottom left corner whereas the tool options are in the top left- also that button is very much the same color as the background, making it difficult to spot). I do a great deal of air-brush type effects in my pictures and it took me 1.5 hours to brush out one thing in a picture with this software. In comparision I used a different program (PSP7) to do something similar in ten minutes.

The rest of the options are equally as riddled with problems. Some of the filters and things that can be applied to the picture don't seem to work as well as other programs I have seen. The standard effects often come out buggy or misapplied. I have seen the Sepia filter skew an image a few times, for instance. The Dell imaging suite offers more choices and better results in that area. The warp tool is rigid and there is no chance of doing anything artistic or comical with it (no oversizing mouths like caricutures here).

The overlay function is either a)non-existant or b)so hard to find that I just didn't see it. I was trying to meld two pictures together and could get no results with either trimming the photo to try and fit or making it transparent to set it over the other.

It does capture images well though. It fixes red-eye nicely too.

For those who do not need a high-powered tool, this is perhaps your best bet. For those who want something that will allow them freedom to do with their photos as they wish, I would suggest something more powerful. The up in price is worth it.

Great results for novice users
Photo Explosion is a very easy to use, yet powerful, photo editing program. I use this program more than any of my higher cost photo editing software. It's easy to change the intensity, tone and color saturation of your digital pictures as well as apply a wide variety of fades to the edges of your pictures.

I've had several people comment that pictures that were edited with this program look better than photos that they had taken at professional studios. ... Read more

Product Description

Paperwork and entrepreneurship gotogether like oil and water. It’s nosurprise that generating invoices just isn’t any businessperson’s favorite chore. Butnow you can save time while improvingorganization and customer communication withInvoices & Estimates Pro.Invoices & Estimates Pro gives you all ofthe tools you need to effectively manage yourcompany’s estimating, billing, sales and cashcollection. There has never been such a powerfulyet easy-to-use invoicing system, guaranteedto make your business more productive.Bill, collect, deposit, report and moreallfrom a single application. Invoices & EstimatesPro is the easy way to create professionalinvoices that get noticedand get paid. It’salso an indispensable resource for managingyour small to medium-sized business.

Tools guaranteed to make your business look its best

• 750+ Ready-made designs
• 500+ Powerful collection letters
• 8,000+ Business graphics

• Instant invoices, estimates statements andmore - with matching envelopes
• Automatically calculates sales tax
• Applies payments made by check, cash orcredit card
• Tracks inventory of each product you havein stock
• Handles recurring transactions
• Prepares bank deposits based on the paymentsyou receive
• Tracks sales by salesperson or territory
• Prints more than 25 useful reports
• Produces sales tax remittance forms
• Sends PDF invoices via e-mail

• Customer Aging Report
• Sales by Salesperson
• Invoicing Statistics
• Price Lists

Features

• Search for the perfect letter for any occasion by category or keyword -- whether it's for personal or business use
• Business letters for all your sales, credit and customer service needs
• Personal letters for any occasion - birthdays, invitations, condolences and other events
• Give your words the right impact with 45 different font styles
• Choose from over 200 simple, ready-to-use forms for any legal matter - bankruptcy, eviction, credit problems, divorce, malpractice and more

Product Description

Need help writing letters? This program takes the uncertainty out of letter writing with 1,001 Letters.Covers everything from: complaints to contracts, press releases to prospective employers. These letter blueprints lay down the foundations for effective written communication. ... Read more

Product Description

Budget Creator helps you to create a smart budget that saves you time and money. Learn how to make money appear instead of vanish. Understand the secrets of how to develop a smart budget. ... Read more

Features

• Learn to create and maintain a budget
• Great for both adults, college kids and high schoolers!
• Set financial goals, create a budget process and more.
• PC: Windows 95/98/ME/XP

Features

• Just enter your company information into a set of worksheets -- no complicated formulas are required
• Set up and manage a general ledger, accounts receivable and accounts payable in no time at all
• Put together accounts and invoices, calculate sales tax & payroll for all 50 states
• Video tutorials explain the ins-and-outs of accounting principles and terminology for beginners
• Password protection secures your business's financial information

Reviews (2)

I gave it two stars for it's educational value
I finally got this thing set up for use with a part time retail business. Imagine my surprise when invoices added up at the end of the day with incorrect totals....

Save your money!
I bought this software to set up the books for a catering company. What a waste of time and money! The few instructions for how to use the software are vague and therefore not instructive. There is a "Video Advisor" section that supposedly walks you through set up and use, but the advisor and the software do not match up. For example, he talks about how to get started in the File Set Up screen, which does not even exist. I called the customer service number and the guy on the phone was very short, not helpful, and said he would e-mail me better instructions, which he never did. I should have just spent the money on Quickbooks in the first place instead of pour it down this COSMI drain. ... Read more

Product Description

Elibrium provides productivity software and services to simplify home and business life. For over 14 years, customers have trusted Elibrium to help them grow their businesses cost-effectively. Elibrium empowers users by providing task-specific finance, mailing, design and information management tools to increase business efficiency through the Internet, personal computers and handheld devices. To complement its product range, Elibrium also manufactures high-quality supplies and consumables. Elibrium MyChecks Rainbow Pack contains 300 colorful personal wallet checks in 4 classic colors. ... Read more

Product Description

Whether you are self-employed, starting a new business or setting up accounting for a small business this accounting package is for you. CompuWorks Accountant includes all the necessary integrated modules for all your accounting needs. GENERAL LEDGER: Features user defeined charts of accounts, journal entry option, interface with accounts recievable, account activity report, trial balance, balance sheet and income statement. INVOICING/ACCOUNTS RECEIVABLE: Features: Unlimited number of clients, invoices, service codes and message codes. Automatic sales tax and GST calculation. Automatically updates stock and inventory levels. Review, edit or print saved invoices. Revenue journal. Payment received report. Statements and aging reports. Customer data sheet, inventory history reports and labels. CHECKBOOK/VENDORS: Features: Unlimtied number of vendors. Unlimited number of checks, deposits and adjustments. Split checks to multiple accounts. Bank reconcilliation. Vendor data sheet, check register and unposted check journal. INVENTROY: Features: Unlmited number of inventory items. Use numbers or character product codes. Track quantities in stock. Adjust stock levels. Crate product list reports. CompuWorks Accountant also includes advanced payroll features such as FICA and medicaer splits, tax exemptions and more. You can be up and running creating professional invoices in under 5 minutes! ... Read more

Features

• Screens designed for fast data entry.
• Data backup and restore capability built in.
• Print forms and checks.
• Affordable accounting system for home based small business!
• PC: Windows 3.1/95/98/ME (not tested on 2000 or XP but should work)

Features

• Updated estate-planning and state-specific documents
• New document interviews; document checklists
• Wills, trusts, healthcare powers of attorney, and more
• Estate manager keeps a complete catalog of all your assets and liabilities
• Kiplinger's estate planning and administration guide; Gilbert's law dictionary

Reviews (3)

Will power is buggy
I purchased this product with the expectation that it would at least function properly. Unfortunately, the product has some serious bugs. I have installed, uninstalled, and reinstalled the product on my Mac (G4 runnig OSX Panter) to no avail. If all you want to do is create a power of attorney then this is the product for you. Otherwise, spend your money elsewhere.

Find a different program instead!
I thought the Kliplinger Will program would be as functional as their TaxCut software, but clearly this program falls short.The instructions were bad, and what drove me the MOST crazy was that there was no delete feature (if you mistakenly list your mutual fund under a savings account, for example, you can't just delete or recatogorize the entry).

When I printed my V-E-R-Y simple will, the program managed to spit out 45 pages of lawyer-speak.What a waste of paper.

I can't return this dog fast enough.Thankfully Kiplinger allows a 60 day period for a full refund.I'm going to try the Quicken program instead.

Willpower
Product had an error when entering the data.Called technical support and explained the error condition and even the cause.They seemed to have no interest in attempting to correct the problem.After a few attempts they did finally refund my money so I have to give them credit for that. ... Read more

Features

• Manage finances as well as budget for fun stuff and enjoy life
• Personal financial software for spending, bills, and savings
• Shows current and future financial situation monthly and yearly
• Helps pay off debt; save 10-percent or more of income
• Easily create one family budget or several individual budgets

Reviews (1)

Something easier
I have a laptop and a desktop and needed one place to enter my household expenses. I now use my bank of america site along with moneypants.com I also like reading the articles and encouragement i get from the newsletter. i like budgeting over the web better than using "my budget planner." ... Read more

Features

• Quickly set up, store and maintain your business contacts and personal data
• Manage your personal calendar so you never miss those important holidays and appointments
• Create customized letters, reports, memos and more -- handy templates get you started right away
• Import and export your data to track sales progress and opportunities
• Become your own database administrator -- set up passwords, add & delete records and more

Reviews (1)

Time Waster
This program is a waste of time. Limited in the functionality that todays computer users are accustomed to and hangs up constantly.This may have been a "Perfect" contact managar 10 or 15 years ago but should be retired by now..... ... Read more

Reviews (4)

Extremely Useful with or without Existing Online Banking
Paytrust.com is one of the most useful online services in existence.While most Internet savvy users will have online bill payment capabilities through their banking institution, Paytrust allows for RECEIPT of detailed bills at a designated mailbox in Sioux Falls, SD (sorry, there is only one location at this time). These bills are either scanned in or, if the merchant has electronic billing, sent electronically to Paytrust. They are then viewed by the user on the web site.With the separate and distinct mailing address, the service provides address privacy.

If you argue that your credit card or cell phone provider has electronic billing, Paytrust also eliminates marketing materials from these entities because they will STILL send solicitations and sell your information even after you request omission from their marketing list or use their electronic billing.Not only can you view incoming bills, which banks (as far as I am aware) do not offer, but Paytrust also helps eliminate junk mail.In other words, any junk mail that Paytrust receives in your mail box will be destroyed."Important" documents such as convenience checks and cards are mailed to an alternate postal address.

Thefunctionality and usability of Patrust are great.The web site is very easy to use and offers both a basic layout for dial-up users and a richer interface for broadband users.After receiving a bill, the users is sent an email notification telling you the payment amount and balance if applicable.You can chose to pay the bill via Paytrust or use means of your choice.

If you travel or move frequently or just hate junk mail, Paytrust can't be beat.Basically, it gives you address privacy with high level of convenience. Say good bye to the direct marketingassociation.

An absolute MUST for gypsies
I disagree with the post from October 2002.I own MS Money (a fine product), but Paytrust is a completely different animal.And the differences are striking.Paytrust is completely portable.No matter what machine you use, you will ALWAYS have access to your current bills.They're ONLINE.Sure, many vendors will allow you to pay their bills at their websites, but if you have 20 bills, that's twenty websites.Quicken has a bill service, but they ONLY work with companies that are online.What about the bills that aren't?Well Paytrust doesn't care.It can take bills from your gas company, or your loan shark.

Maybe you decide to go in with someone half way on some purchase.It doesn't matter where you are; just find a computer, log on, plug in their information and mail them a check.

And another cool thing that your vendors online won't do for you, is consolidate all of your payments onto one CD and mail it to you (nominal fee).All of your bills, scanned and stored onto one CD for retrieval whenever you want.

I've been a paytrust customer for a few years now and I'll never look back.It's cheap compared to the convenience it brings me.

Oh and did I forget to mention that you can download your Paytrust information into Quicken or MSMoney?All the tools you need to manage your personal finances at home and on the road.

Excellent product
Paytrust makes my life much easier.It is great if you travel a lot and are not home to get your bills.All of my bills get sent directly to the Paytrust billcenter.They scan them, send me an email notification, and then I just logon to the site and tell them when and how much to pay.It's worth it to me not to have a ton of bills laying around on the kitchen table.I never have to buy stamps.I also never balance my checkbook.Using the smart balance feature Paytrust can check my current bank balance and tell me what bills I have pending etc.I have used Paytrust for over a year with no problems.Get it now and simplify your life.

You are paying for what you can do for free??
Why do you need software to pay bills?Most major banks, and 3rd parties, like MSN and Yahoo offer web-based bill pay services.I did buy this when it first came out, and quickly dumped it due to finding out later I could do more by hooking MS Money directly to a bill pay service. ... Read more

Features

• Designed for users of all skill levels -- from the experienced banker & broker to the beginning investor
• Powerful calculation tools for making financial decisions easily
• Examine questions related to your finances -- mortgages, loans, savings and retirement information is easy to review
• Create amortization tables in seconds, and review different What if? and How much? scenarios
• Never be at a loss when it comes to your financial information again!

Features

• Print Perasonal Checks, create deposit slips,design custom checks,
• insert personal graphics add digital signature,balance your checkbook
• print custom reports
• import online bank data

Features

• Just select the style you'd like and produce a whole new look -- simple wizards make it easy
• Work with 4000 black and white clip-art images, 1000 high-quality borders and 3000 professionally-designed business cards
• Add impact to your text with a library of over 450 different fonts
• Include amazing special effects like bleeds, special text effects, graphics, logos and more
• Design your own certificates, brochures, and more -- professional-quality print projects are just a click away!

Reviews (1)

not very helpful
i bought this item because i thought it would help making a brochure a lot easier.it's even more time-consuming - placing text and objects - and it doesn't have enough images.i don't recommend this software. ... Read more

Features

• Add on or create your own templates to match the way you work.
• Carry a single computer for all your needs without losing your calculator's functionality.
• Calculate the way you prefer: RPN, order and chain input modes; quick access to routine functions.
• Templates appear like mini-spreadsheets, making it easy to verify your information, show clients, and work with colleagues.
• Save calculations for later review; print calculations for your own or your client's files.

Features

• Builds a step-by-step plan for getting yourself out of debt
• Creates a personalized payment schedule that shows you exactly how much to pay each creditor each month.
• Easy to use. No special skill in financial or accounting required.
• Accepts any combination of credit card debts, loans, or mortgage entries.

Reviews (1)

Becoming debt-free is now simple as...1...2...3
This software is great. If you want to get out of debt fast including your mortage [if you have one] then this software is the tool for you.

1) Get all your financial data together.

2) Enter the information.

3) Bingo! You now have a plan.

This tool takes into account all of the details surrounding your debts, interest rates, current payments, outstanding balance, etc... and quickly and easily turns it all into a month-by-month detailed debt elimination plan.

You'll know exactly when you can have that debt-free party, and
you will have all the help and motivation you need - when you see the balance of your debts shrinking in months not years.

With just the click of the mouse you can print your month-by-month payment and balance schedules and be on your way to financial security.

Think about it...we all complain that we are not paid enough, but how much money would you really have, if you didn't have the following payments:

* Credit card payments

* Car payments

* Store cards payments

* Mortgage payments

Just add them up and see for yourself... I did!

Stop giving your money away... Stop making your bank rich... Stop making your credit card company rich... Stop making your mortgage company rich. Because, has long as you keep giving them your money [INTEREST PAYMENTS]... guess what? They'll keep taking it.

REMEMBER: With this software:

*You don't have to think about.

*It's all done for you.

*Just fill in the blanks. ... Read more